Business Valuation Calculator

Get an instant estimate of your business value using multiple valuation methods. This calculator uses industry-standard formulas including SDE multiples, EBITDA multiples, DCF analysis, and asset-based valuation.

Business Information

Financial Information

Earnings Before Interest, Taxes, Depreciation & Amortization
Health insurance, vehicle, other perks

Valuation Results

Understanding Business Valuation

Business valuation is the process of determining the economic value of a business or company. This calculator uses multiple industry-standard methods to provide a comprehensive valuation range.

Valuation Methods Explained

SDE Multiple Method

Seller's Discretionary Earnings (SDE) is the most common method for valuing small businesses. It adds back owner compensation, benefits, and non-essential expenses to show the true earning potential for a new owner.

  • Best for: Businesses under $5M revenue
  • Typical multiples: 2-4x SDE
  • Factors: Industry, growth, risk

EBITDA Multiple Method

EBITDA multiples are used for larger businesses with professional management. This method focuses on operational performance excluding owner-specific factors.

  • Best for: Businesses over $5M revenue
  • Typical multiples: 3-8x EBITDA
  • Factors: Industry, size, margins

DCF Method

Discounted Cash Flow values a business based on projected future cash flows, discounted to present value. Best for high-growth or predictable businesses.

  • Best for: Growth companies
  • Key inputs: Growth rate, discount rate
  • Most accurate for: Predictable cash flows

Asset-Based Method

Values the business based on net asset value (assets minus liabilities). Often used as a floor value or for asset-heavy businesses.

  • Best for: Asset-heavy businesses
  • Calculation: Assets - Liabilities
  • Use case: Minimum value baseline

Factors Affecting Business Value

  • Financial Performance: Revenue growth, profit margins, cash flow consistency
  • Market Position: Brand strength, customer base, competitive advantages
  • Risk Factors: Customer concentration, owner dependency, industry trends
  • Growth Potential: Market opportunity, scalability, expansion possibilities
  • Operational Efficiency: Systems, processes, management team
  • Industry Trends: Market growth, consolidation, technology disruption

Next Steps After Valuation

  1. Professional Valuation: Consider hiring a certified business appraiser for official valuation
  2. Value Enhancement: Identify areas to increase business value before selling
  3. Exit Planning: Develop a 2-5 year plan to maximize value at exit
  4. Market Research: Research recent sales of similar businesses
  5. Financial Cleanup: Organize financials and documentation
  6. Broker Consultation: Speak with business brokers about market conditions